Services
At CEM Capital, we provide our clients with easy access to the commercial mortgage marketplace through loan origination, the raising of equity for commercial real estate investments, and the purchase and sale of competitive loans. We achieve this mission by striving to execute every transaction flawlessly and by providing outstanding customer service.
Refinancing and Acquisition
LONG TERM, FIXED RATE LOAN NATIONWIDE NON-RECOURSE LOANS
LENDING AREA:
Nationwide
PROPERTY TYPES:
Self storage, multifamily, retail, office, industrial and hospitality
LOAN SIZE:
$2,000,000 minimum no maximum
INDEX:
10 year treasury
SPREAD:
Depends on product type, LTV and DSCR
AMORTIZATION:
Up to 30 years
PREPAYMENT PENALTY:
Defeasance or yield maintance
LTV:
Up to 80%
DSCR:
Minimum 1.20x
RECOURSE:
None (except for carve outs)
Debt Reconstructing
CEM Capital has a client that has a loan coming due in 2020 that if they do not start construction on a remaining parcel will be in default. CEM Capital is in the marketplace to find a lender to replace the existing loan and give the borrower proceeds to build another 90,000- sq. of additional self-storage.
Equity Placement
CEM Capital introduces an institutional investor to joint venture with a Top 100 Self Storage owner and operator to build ground up construction for self-storage.
Partnership Restructuring
CEM Capital had a client come to them with partnership issues so CEM found them a replacement partner for the entity.
“Wealth of knowledge & experience; clear and concise, follows up quickly, offers solutions to issues; above all is cordial, polite and a wonderful sense of humor.”
— Karine Clark, Senior Vice President, Umpqua Bank